Compressor Insurance For Plant Hire
Insurance4Plant can provide you with annual and short term plant hire insurance online, anywhere in the UK, offering protection against ‘All Risks’ and tailored to your individual needs.
We offer bespoke cover for your hired compressor, whether it’s on your own premises, in transit or on site, ensuring you are protected should the worst happen.
Our ‘All Risks’ cover includes such disasters as accidental damage, fire and theft, with insurance provided on a full reinstatement basis for equipment that is under 24 months old, with indemnity cover for older items. Contact us now for your plant and machinery insurance quote and receive protection for your hired in compressor as soon as today.
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Why does a compressor need insurance for plant hire?
Electric or petrol driven compressors offer an efficient, effective and easy to use solution, whether you are powering air tools or paint spraying.
Different compression ratios and variable speed drives are available, enabling you to achieve exactly the right pressure and flow you require, ensuring you have the right compressor for the job.
If you hire a compressor, you will often be responsible for loss or damage to the equipment during the hire period. Accidental damage, fire, and theft are tangible risks that can occur at any time. Furthermore, it is usually a contractual requirement to arrange insurance for the hired in digger and provide evidence of this to the hire company.
By getting insurance for hiring out equipment, you will be protecting yourself from your contractual liability and will be ensuring you are compliant with the hire contract.
Should the worst happen, you can claim up to £100,000 in repair or replacement costs, and if you are responsible for paying continuing hire charges until the machine is repaired or replaced then that cover is included within our short term hire policy up to a limit of £5,000.
What machines can be covered by plant and machinery insurance?
We can provide annual and short term plant hire insurance online for a large variety of plant machines, such as mini diggers and telehandlers.
We are unable to provide cover for heavy machinery used for non-construction type roles. Examples include:
- All-terrain vehicles
- Processing machinery
- Site surveying equipment
- Unattended aerial vehicles (also known as drones)
- Road surfacing sprayers and paver
- Lorry mounted sweepers
- Drilling rigs
- Vehicle mounted concrete mixers
- Concrete pumps
Note: the definition of processing machinery is: plant used to perform mechanical or chemical operations on any material in order to change or preserve it including but not limited to bailers, compactors, crushers, harvesters, picking stations, shears, shredders, trommels and washing plant. Such operations shall include but not be limited to baling, compacting, crushing and washing, granulating, grinding, harvesting, pulverising, screening, shredding.
If you wish to obtain a quote in respect of an excluded item, then please contact the insurance4plant team and we shall be happy to provide you with a bespoke quotation.
The claims process?
Settling a claim is a quick and straightforward process if you come prepared. As soon as the incident happens you should notify us as well as the hire firm.
You will need to provide policy details, including the policy number and details of the hire. Then provide us with a claim form and as much detail and evidence about the incident as possible.
If theft is involved, you will need to submit a police report and crime reference number as essential evidence. You may also need to provide evidence of the continuing hire charges charged by the hire company following the loss of the equipment.