
Comprehensive Crane Insurance Coverage for Operators
At Insurance4Plant, we understand that cranes are essential to many industries, from construction to logistics
However, they also come with unique safety and liability risks. Whether you own, hire out, or hire in; our Crane Hire Insurance can provide the protection you need for any mobile crane, tower crane, and similar lifting equipment.
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What is Crane Hire Insurance?
Crane insurance is a specific insurance dedicated to covering loss of equipment and liability insurance coverage needs of businesses that own, hire or lease cranes.
This insurance is essential, especially if you have contractual liability to cover the costs of replacing or repairing a crane you have hired.
Insurance4Plant offer a range of coverage designed to address your needs when managing cranes, whether you own, hire or hire out your cranes. Call now or enquire online to get a quote that covers your crane from many eventualities.
Why Do I Need Crane Hire Insurance?
It is usually a contractual requirement to arrange insurance for a crane you have hired-in, and provide evidence of this to the hire company.
Crane operations can involve high-value machinery, complex work environments, and significant safety risks. When things go wrong, the costs can stack far too quickly and present a loss of profit to your business.
Cranes can be at risk of mechanical failure, and can cause significant damage as the result of an accident. Tower cranes for example are heavy and larger than they appear from the ground. These can cause significant damage and injury if they drop on a construction site full of workers. Mobile cranes are smaller, but could be at risk of fire, and even theft.
The right insurance can give you the liability insurance coverage against potential accidents, equipment damage, and other legal liabilities. Our tailored policies ensure that you can continue your operations with confidence.
Insurance4Plant provides insurance in association with Aviva
More about usWhat’s Covered Under Crane Hire Insurance?
Crane Damage & Loss
Protection against damage or total loss of cranes due to accidental damage, theft and all other perils. This is essential to protect against contractual liability under CPA or other conditions on a hired in crane.
Liability Insurance Coverage
Coverage for third-party claims (not related to your hire contract or employees) arising from accidents involving cranes, such as property damage or injury as the result of a toppled crane.
Employer’s Liability
Protecting your business from claims related to injuries sustained by your employees during crane operation.
Goods on the Hook Cover
This cover protects the goods being lifted, ensuring that damage or loss to the cargo doesn’t leave you exposed to contractual liability. Whether you’re lifting building materials, equipment, or other goods, Goods on the hook cover ensures you’re covered against unforeseen circumstances like accidents, mishandling, or shifting during lifting operations.
Storage and Transportation of Goods
Our crane hire insurance can extend to the storage and transportation of goods that are to be lifted. If you are responsible for the storage, transport, and handling of goods before they are lifted or placed, this coverage ensures that your cargo is protected during these critical stages. Whether goods are in transit to a job site or stored temporarily for future use, this coverage shields you from risks such as theft, damage, or loss during transportation and storage.
Tailored Crane, Plant & Machinery Insurance Solutions for Your Business
Every business is different. That’s why we offer flexible plant and machinery insurance policies tailored to your specific needs.
Whether you operate a small, local business with a few cranes or hire out a large fleet, we have solutions to fit. Here is why you should trust Insurance4Plant’s expert team of brokers:
- Expertise in Plant Hire & Construction Insurance: Our team specialises in covering businesses that rely on heavy machinery, like cranes, for their daily operations.
- Flexible Terms & Competitive Pricing: We work with a range of insurers to provide you with cost-effective solutions without compromising on coverage.
- Dedicated Claims Support: Should an incident arise, our team is here to support you through the claims process to get you back up and running quickly.
Insurance4Plant has worked with Plant and Tool Hire companies for over 25 years, and experience has provided us with the ability to arrange a bespoke short term hire insurance scheme. We can match you with policies that cover you for up to a maximum of 6 months.
If you require cover for a longer period, then we would need to provide you with an annual plant hire insurance. The cost for an annual policy is often cheaper than a short term policy if you frequently hire throughout the year. Apply online for a short term hire quote or contact the insurance4plant team to obtain annual cover.
Looking to ensure your crane fleet is covered? Speak to one of our insurance experts today for a bespoke quote tailored to your crane hire needs. We’re here to ensure your business is well-protected.
Get a quote nowThe table features an example of the sliding scale excesses applicable under the short term hired in plant policy.
This table feature examples of typical insurance excess amounts.
Item Value | Excess |
Up to £1,000 | £100 |
£1,001 – £2,500 | £250 |
£2,501 – £5,000 | £500 |
Over £5,000 | £750 |
Insurance4Plant provides insurance in association with Aviva
More about usThe claims process?
Settling a claim is a quick and straightforward process if you come prepared. As soon as the incident happens you should notify us as well as the hire firm.
You will need to provide policy details, including the policy number and details of the hire. Then provide us with a claim form and as much detail and evidence about the incident as possible.
If theft is involved, you will need to submit a police report and crime reference number as essential evidence. You may also need to provide evidence of the continuing hire charges charged by the hire company following the loss of the equipment.